Knowledge of Public Health Insurance Schemes in People Living in Urban Slums

doi:https://doi.org/10.5281/zenodo.15773099

Biomedicine and Chemical Sciences

2024, Volume 3, Issue 1 : 32-35 doi: https://doi.org/10.5281/zenodo.15773099

Research Article

Knowledge of Public Health Insurance Schemes in People Living in Urban Slums

Manas Pustake

Mohammad Arfat Ganiyani

Sayan Mukherjee

Fathima Shehnaz

Venkatesh Sawant

Amogh Athani

Janhavi Nandane

Sakshi Somani

Abhishek Swami

Gajshree Gutte

Parth Patil

Vaishnavi Chavan

Sumati Dhembre

Sushant Dabhade

Nikhat Parveen

DOI : https://doi.org/10.5281/zenodo.15773099

Received

Aug. 17, 2022

Revised

Sept. 19, 2023

Accepted

Nov. 17, 2023

Published

Jan. 1, 2024

Abstract

With the rise in the burden of non-communicable diseases along with pre-existing communicable diseases in developing nations, out of pocket healthcare expenditure has become a significant burden for lower socioeconomic strata. To provide financial safeguarding, the Central and State Governments have developed PFHI schemes. Our study found factors associated with the level of awareness about PFHI schemes. In terms of housing, the highest level of awareness was seen in Kutcha house owners. Similarly, respondents who had completed schooling were more aware of the scheme as compared to those who were illiterate. With regards to family structure, nuclear families were the most well-informed among the respondents.

Keywords

Community awareness

Out of pocket expenditure

Public funded health insurance

Universal health coverage

REFERENCES

Garrett, L., Chowdhury, A. M. R., & Pablos-Méndez, A. (2009). All for universal health coverage. The Lancet, 374(9697), 1294-1299. https://doi.org/10.1016/S0140-6736(09)61503-8
Joseph, J., Sankar D, H., & Nambiar, D. (2021). Empanelment of health care facilities under Ayushman Bharat Pradhan Mantri Jan Arogya yojana (AB PM-JAY) in India. PloS one, 16(5), e0251814. https://doi.org/10.1371/journal.pone.0251814
Kolekar, P. D., Todkar, S. S., Mulaje, S. M., & Kolekar, P. (2024). Utilization of Integrated Ayushman Bharat-Pradhan Mantri Jan Arogya Yojana and Mahatma Jyotirao Phule Jan Arogya Yojana at a Tertiary Care Center in Solapur, India: An Epidemiological Study. Cureus, 16(11).
Sapkal, A. B., & Deshpande, S. (2019). Awareness about Mahatma Jyotiba Phule Jan Arogya Yojna among the residential population of an urban community: a cross sectional study. International Journal Of Community Medicine And Public Health, 6(9), 3848–3852. https://doi.org/10.18203/2394-6040.ijcmph20193982
Siegel, K. R., Patel, S. A., & Ali, M. K. (2014). Non-communicable diseases in South Asia: contemporary perspectives. British Medical Bulletin, 111(1), 31-44. https://doi.org/10.1093/bmb/ldu018
Swetha, N. B., Shobha, S., & Sriram, S. (2020). Prevalence of catastrophic health expenditure and its associated factors, due to out-of-pocket health care expenses among households with and without chronic illness in Bangalore, India: a longitudinal study. Journal of Preventive Medicine and Hygiene, 61(1), E92. https://doi.org/10.15167/2421-4248/jpmh2020.61.1.1191

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